Non-Lucrative Visa in Spain: For Whom, How to Apply and How It Works

Spain Non-Lucrative Visa

Want to move to Spain without working there? The Spain Non-Lucrative Visa is perfect. It’s for  people outside EU who can support themselves. 

To apply, you need to understand the rules well. 

Knowing how to get this visa is your first step to living happily in Spain.

You have to show you have enough money. This means having 400% of Spain’s IPREM for yourself. If you have family coming, add 100% of the IPREM for each one. 

Remember, your documents can’t be old and the visa decision takes up to 3 months.

Understanding the Non-Lucrative Visa: An Overview

This visa lets you enjoy Spain’s culture and way of life without working. The Spanish Non-Lucrative Visa is great for those not looking to work. 

It offers a simple stay if you meet the set rules.

What is the Non-Lucrative Visa?

Thinking of moving to Spain without working? The Spain visa for non-working individuals might be for you. It’s for those with money coming in from pensions, investments or rent. 

You can live in Spain but can’t work there. The visa can last a year but you might renew it. It could even lead to becoming a permanent resident or citizen.

Benefits & Limitations of the Non-Lucrative Visa

This visa comes with many benefits, like accessing Spain’s top healthcare. It also lets you travel freely in the Schengen Zone. But, you must follow some rules. You can’t stay out of Spain for more than 6 months in a year.

Who Is the Ideal Candidate?

Who gets this Spanish Visa easily? It’s best for pensioners or those with constant money coming in. 

If you’re wealthy enough to live in Spain without working, consider this visa. You just need to show you have enough money even without regular income proof.

The Application Process for a Spain Non-Lucrative Visa

Starting the visa application process can seem tough. But with good planning, it’s easier. You need enough money. That’s about 28,000 euros for you. Add 7,200 euros for each family member.

  1. Compile Necessary Documentation: Collect all needed papers. Include evidence of money, health insurance, and a clean police record. All documents must be recent. They might also need a Spanish translation.
  2. Schedule Consulate Appointment: Book your appointment at the Spanish consulate in your area.
  3. Attend the Consular Interview: At the consulate, show your full set of documents. Fill in form 790 code 052 for fees. Pay with a money order.
  4. Follow-Up and Visa Collection: After applying, wait up to three months for a decision. If approved, pick up your visa within a month. It lets you enter Spain for three months.
  5. Obtain Residence Permit: Once in Spain, get your TIE at the nearest Immigration Office. Do this within a month of arriving.

If you’re bringing family, you need their documents too. This includes birth or marriage certificates. These prove family connections.

For the visa, you must have proper health insurance. It should match Spain’s public system. People from UK can use an S1 form from the NHS. Also, show you won’t work in Spain. You might need a P45, accountant’s letter, or insurance records.

This visa lets non-EU citizens stay and possibly live longer in Spain. Remember to renew it 60 days before it expires. Always check the latest info to make sure your application is right.

Financial Requirements: How Much Money Do You Need?

It’s important to know how much money you need for a Non-Lucrative Visa in Spain. You must show you have enough money for your stay. Let’s look at the specific amounts needed.

Calculating Your Financial

To live in Spain for a year, you need to have 400% of the IPREM. That’s about €2,400 every month or €28,800 for a year if you’re alone. Your bank statements must show you have this money.

Proving Your Financial Stability

How to show you have enough money? Use bank statements or proof of income like pensions. If these are from another country, they must be officially translated to Spanish.

Non-Lucrative Visa Financial Requirements

Additional Financial Responsibilities

If family is coming, you need more money. Each family member adds 100% of the IPREM to your total. That means €7,200 more for each person every year.

There are also different fees for the visa. These can change based on where you’re from. Remember to consider the visa’s cost, how long it takes to get, and its first validity period. You will need to renew it. For that, show you lived in Spain for six months, prove enough money, a clear criminal record, and have health insurance.

Documents for Application

Starting the Spain visa application process can seem hard. Yet, getting your papers right is key. You’ll need things like money proof, a clean crime record, and a health note for the Spain Non-Lucrative Visa.

First, you need a passport that is good for a year after applying. It should have space for new stamps and visas. You must also show you have enough money with recent bank notes and tax details.

Your money must cover 400% of the IPREM for you. And 100% more for every family member. This proves you won’t need a job there.

  1. Getting a three-month bank note snapshot.
  2. Adding a copy of your latest tax file.
  3. Getting a legal crime check, with an Apostille.
  4. Getting a health note, in right format.

If you’re staying over 180 days, you need extra papers. A legal crime check and a health note saying you’re not sick are musts. They sometimes need translating.

  • Make sure your health plan matches Spain’s public one.
  • Get ready for a chat at the Consulate.

You also need to show you’re really family if you bring them. Sign up fast in Spain. If you hit a snag, you can always appeal.

To move to Spain, finish your visa with consulates in London, Edinburgh, or Manchester. Keep trying. It might take more than three months, especially if they want to talk more or need more papers.

Getting your visa means you must follow rules. Like how long you can stay without a visa in the Schengen zone. Know the rules, follow them, and enjoy Spain.

Healthcare: Insurance and Medical Checks

Getting the right health insurance for Spain Non-Lucrative Visa is very important. Your insurance must cover everything, just like Spain’s public health system. It should not have extra fees or exclusions. You must also show you have enough money for your stay. For one person, this means more than €2,400 a month in 2024.

If your family is coming with you, each member needs €600 extra a month. The cost of the non-lucrative visa Spain cost includes the application fee and proving you have a steady income.

Once you get your visa, you can stay for a year and then renew every two years. You and your family must join the Spanish healthcare system. While many services are free, some things, like medicine, might cost a bit.

  1. Make sure your insurance meets Spain’s health standards.
  2. You need at least €2,400 a month for yourself and €600 for each family member.
  3. Know how to use healthcare in Spain, including both public and private options.

If you’re from the UK, understand your healthcare rights in Spain. This includes working persons and pensioners with an S1 form. This form helps you get healthcare in Spain. Keeping your information current with NHS Overseas Healthcare Services is crucial.

Healthcare depends on whether you work, study, or are a pensioner in Spain. If there are any problems, contact healthcare services right away. Moving to Spain means making sure you’re healthy and safe. This is as important as enjoying Spain’s beauty and culture.

Residing in Spain with the Non-Lucrative Visa: Conditions and Renewals

Getting this visa is the start of a great journey. It lets you live there for a year and then you can stay longer, two more years each time.

Keep in mind that there are also other alternatives regarding visas. One option if you want to invest might be the golden visa, or if you work remotely then check out the digital nomad visa option.

If you think the non-lucrative visa is the best option for you keep in mind you must live in Spain for more than half the year. That means staying more than 183 days if you want to renew your visa. 

Remember to show you have twice the money when it’s time to renew. You also need to provide proof of where you live, your kids’ school, and that you’re clear of taxes and legal issues. 

This is important for your renewal to go smoothly.

Imagine making a new life in Spain with this visa. It’s your chance for a calm life in an exciting place. When renewing, they give you 3 months to get your papers in, starting from when you apply. 

If you don’t hear back, that means you’re approved.

Good luck!